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Dakta Heritage Bank Website

Personal Loans

  • Consumer Loan
  • Home Loans
  • Agricultural Loan
  • Ready Reserve

We offer consumer loans to meet any of your needs:

  • Auto Loans
  • Recreational
    • Motorcycle
    • Camper
    • Boats, jet skis, pontoons
    • ATVs
    • Snowmobiles
    • Land
  • Consolidation
  • Vacations

We offer home loans to meet any of your needs:

  • Home Purchase
  • Refinance
  • Home Improvement
  • Home Equity
  • Home Equity Lines of Credit (HELOC)
  • Construction Loans

Agricultural Banking

At Dakota Heritage Bank, we have been serving local and regional farmers for over 100 years. Our experienced staff can help with all your financial needs, from operating loans to real estate purchases. We finance everything that has to do with Agriculture.

Operating Loans
Short term loans used to finance daily business operations.

Term Loans
Provide intermediate term credit for capital purchases such as new and used equipment, machinery, vehicles, irrigation systems and breeding livestock.

Farm Real Estate Loans
Long-term mortgage loans provide a stable source of capital for those investing in rural land.

Guarantee/Subordination Loans

A Ready Reserve is a line of credit set up to transfer to your checking account to avoid a negative balance and overdraft fees.